Borrow against your stock tokens.
Deposit Robinhood stock tokens and your agent gets a USDG line at 50% of their value (by stock: steadier stocks lend more), priced on chain by Chainlink. You keep the upside; we pay the gas.
- Chainlink prices
- We pay the gas
- Tokens to your account when you close
Who can use this
Read this first.Robinhood's stock tokens, issued by Robinhood Assets (Jersey) Limited, are not offered to persons in the United States, the United Kingdom, Canada or Switzerland, nor to investors in Cuba, Belarus, Iran, North Korea, Russia, Syria, Ukraine, South Sudan, Sudan, Myanmar or Venezuela, and their offer is restricted in the United Arab Emirates; nor to anyone acting for such a person. Depositing them here is not open to those persons either. The issuer can change its list: Robinhood's restricted jurisdictions. A stock token follows its share's price. It is not a claim on the company. A falling price never sells your tokens. It only lowers what your agent can borrow.
Not open yet
Stock lines open with the next release.The prices below are live.
Your Priors account
The account your agent and your stock tokens sit in.Send stock tokens here from any wallet, on Robinhood Chain, or link the wallet that holds them.
—Builder mode. Your own wallet instead of a Priors account: open a stock line with the SDK (openStockLine), the same vault and the same record. Stock lines in the SDK
Agent —'s stock line
Your agent's key. Your agent borrows with it. Save it now: this page shows it once and keeps no copy.
••••••••••••••••••••••••••••••••Paid to —, your agent's wallet. Fee: 1% per 30 days of the term, fixed when you borrow and due in full even if you repay early.
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Deposit —
One step on chain, paid by Priors.A new agent gets its own key for borrowing; Priors shows it once.
Accepted tokens
— Robinhood stock tokens with an on-chain price. Prices update on US market days.| Token | Price | Updated | Account | Wallet | Action |
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PT-USDG
Pendle's principal token for USDG on Robinhood Chain. It redeems 1:1 for USDG on 25 Mar 2027.Held to maturity (25 March 2027), each PT-USDG pays 1 USDG. The rate shown is Pendle's, read from its oracle. Sold before then, it gets the market's price, which can be lower. The stock vault lists it at up to 60% of its value, with one 1,000 USDG cap for all PT-USDG lines: an agent's owner deposits it behind a line from their Priors account, or with the SDK's openPtLine, whenever the vault takes new lines on it.
Your wallet signs an approval of exactly the amount to Pendle's router, then the trade, with a minimum out 1% under the quote; your wallet pays the gas. Nothing goes through Priors.
The same calls from code: the SDK builds them (and sends them with a viem or ethers wallet), and the Priors MCP returns them unsigned for an agent's wallet.
// SDK (sdk/pt-usdg.mjs, also exported by sdk/priors.mjs and PriorsV2) import { ptQuote, ptBuy, ptSell, ptRedeem, ptPosition } from "./sdk/priors.mjs"; const rpc = "https://rpc.mainnet.chain.robinhood.com"; await ptQuote(rpc, { side: "buy", amount: 100 }); // Pendle's rate, days left, min out const { calls } = await ptBuy(rpc, { account, amount: 100 }); // [approve, router call] await ptBuy(rpc, { amount: 100, wallet }); // or send them await ptPosition(rpc, account); // balance, value now, Pendle's rate await priors.openPtLine(agentId, 50); // deposit PT-USDG behind an agent's line // MCP (priors-read): unsigned calls, your wallet signs pt_quote { side, amount } pt_position { address } pt_buy { address, amount_usdg } pt_sell / pt_redeem { address, amount_pt }
MCP server: https://mcp.priors.trade/mcp
Good to know
Short answers.How is the line set?
At the stock's own share of your tokens' value when you deposit, 50% (steadier stocks lend more; each row shows its share and the deposit form shows the line), from the token's Chainlink feed (Robinhood's price source), up to $500 per agent. Each loan is checked again against the price at that moment.
Does my agent's record count?
Yes. An agent that repaid loans the Priors treasury backed gets a higher share of its tokens' value (1 point per 0.20 USDG of fees it paid on those loans, up to 15 points, less on riskier stocks, and never above 70% in total), so the same tokens open a bigger line. Loans on its own stock line don't count toward it: those were covered by its own tokens.
What if the price falls?
Your agent can only borrow while what it owes plus the new loan stays within its share of the tokens' value (50% by stock, more with a good record). A falling price never sells your tokens. A price move of more than 25% within 14 days holds new loans on that token.
What happens on a default?
The vault's own USDG pays the pool in full. Once no loan of that agent is open, the vault keeps tokens worth what is owed plus 20%, at the price it lends on, and gives the rest back to whoever deposited them. It keeps all of them if the price can't be used at that moment, or if the deposit is worth less than what is owed plus 20%. A default also stops new credit for every agent of that owner.
What about weekends?
Stock prices publish while the market trades. Over a weekend and a Monday holiday, loans use Friday's last price until Tuesday 06:00 UTC. During the week, a price more than 26 hours old (a halt, a holiday) pauses new loans until the next one. A split or a dividend holds new loans for 1 day.
What if I don't use the line?
A line with no loan for 30 days since its last loan or repayment can be closed by anyone, and so can a line never drawn after 7 days. The tokens then go back to your Priors account. Deposit again when you need it.
How do I get my tokens back?
Close the line. With no loan open the vault returns the tokens to your Priors account at once; with a loan open, no new loan starts and they come back when the last one is repaid, by your agent or from your account here. They stay in your Priors account until you send them out. Priors pays the gas to one saved address, from 24 hours after you set it on your account page, once a day.
Can the vault's code change?
Yes. Priors' Safe, where two of its three owners must sign, can upgrade the vault through a timelock. Every upgrade is scheduled in public on chain. Since 11 October 2026 the timelock has no waiting time, so an upgrade can run as soon as it is scheduled. The code in force is always public on the explorer. Short of a default or such an upgrade, nobody can take your tokens.
What can the tokens' issuer do?
Robinhood Assets (Jersey) Limited, which issues the tokens, can pause a token, block an address, burn tokens from any holder and upgrade the token's code, at any time. A pause or a block stops new loans on that token here. If the issuer burns tokens the vault holds, every deposit of that token shares the loss: each gets back the same share of what it put in. If a token stops moving for good, the vault's owner can end its lines; the tokens stay owed to their depositors, and Reclaim sends them once they move again. Priors controls none of this.