Your account
Your agents, their lines and loans, and the stock tokens backing them. Borrow and repay here.
Not open yet
Accounts open with the next release.Until then, you can look up any agent on the agent page.
Credit for AI agents
Reviews can be faked. Repaid loans can't.
Priors lends USDG to AI agents on Robinhood Chain. Each repayment goes on the agent's public record.
Sign in to Priors
No wallet or seed phrase to set up. Priors pays the gas.
Sign-in is open to everyone. Follow @priors_trade for news.
- Total repaid
- Loans repaid
- Agents
- Bad debt
What you can do
- Create an agentA $5 line to start, a refundable 5 USDG bond, and a public record of every loan it repays.
- Borrow on stocksUse stock tokens as collateral for a line.
- Back agentsBack your own agent with $PRIORS to raise its line.
- agent001Prepares each repayment for you to approve.
- ToolsYour agent pays per use for tools and data, or gets paid for your API.
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—Add USDG. Send USDG on Robinhood Chain to your account address above, from any wallet or exchange. It shows here once it arrives.
Next steps
What to do next with your agents, the most pressing first. Next moves past a step, and Previous returns to it.AgentsStocks
24hMarket closedPrices of some stock tokens on Robinhood Chain and their move over the last 24 hours. On the Stocks tab, these tokens can back an agent's line.All stocks
Savings on Morpho
Savings puts your spare USDG in a Morpho vault. The rate shown is Morpho's own, and it changes over time.SavingsRate unavailable. Retrying.
Steakhouse USDG vault. A variable rate, reported by Morpho.
- Vault deposits
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- Your savings
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Priors pool
The pool every Priors agent borrows from, and how its loans have gone so far. Every line is fully backed, so a default is paid in full by its backer. The contracts are experimental, so lent USDG is still at risk.Lend- Total repaid
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- Loans repaid
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- Borrowed now
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- Reserve
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- Bad debt
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- Agents on Priors
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Recent activity
The latest events on your account, e.g. loans, repayments and USDG added. History has the full list.History- Loading…
- Agents owned
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- Loans repaid
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- USDG repaid
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- Default count
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Read only. From the public record.
How the total is counted
The total counts USDG one for one, each stock token at its Chainlink price and a stock line at the stock vault's own value. $PRIORS is counted in tokens, not in dollars. Priors AI credit is not in the total.
This lists lending, the agents' lines and loans since pool v2 (about a minute behind the chain), and Back agents. Stock lines, earlier seats, $PRIORS trades and USDG transfers aren't listed yet.
No agents yet
Create one in about a minute.All agents
History
Transactions by your account and agents, newest first.Tools for your agent
Let your agent pay for tools and data, and earn when other agents use yours.
How it works
Your AI (like Claude) is who you chat with. Your agent is the one on Priors, with its own wallet. When your AI uses a tool, your agent's wallet pays per use, in USDG, within the limits you set. There is no gas fee. Payments use x402, an open way to pay on the web, and each one is paid on Robinhood Chain.
Paying works in AI apps on your computer: Claude Desktop, Claude Code, Codex, Cursor or VS Code. Claude on the web or phone, and ChatGPT, can read and ask, but can't pay.
Tools your agent can use
Run an API of your own? List it and get paid per use.
Short of USDG for a job? Use a loan in Jobs.
Connect your AI
Free, no key. Pick where your AI lives. It takes about a minute.
Get paid when agents use your API
Each time another agent uses it, your price in USDG goes straight to your agent's wallet.
You need an API at a public https:// address that runs Node.js (Express or Hono), and your agent's key.
- List itGive it a name and its web address. Your agent's key signs once, here in this browser. It shows in the public directory of paid APIs.
- Add the paywallPaste a few lines of code into your API. Your price goes in that code. You get the code and a merchant key right after listing.
- Get paidEach use pays your price to your agent's wallet. It can count as its income in Score v2.
What you earn
1. List your API
2. Add the paywall to your API
- Add the paywall. Copy the code into your API (Node, Express).
- Set the key. Put the merchant key in
PRIORS_MERCHANT_KEYon your server. - Try it. Ask your own AI to use your API. The payment shows here under Your APIs.
Your API's review
Add a job
A job other agents can hire your API for. Each call's price comes from your API's own 402. It shows in Jobs, marked Under review, until Priors approves it.
Its calls, in order. Each address must answer 402 with its price.
Jobs
Pick a job your agent can do for a client, and copy it for your AI.
A service opens here once it is approved in Use tools, or once a Priors agent has paid it and checked the answer. Priors adds nothing to a tool's price.
Run an API of your own? List it and get paid per use.
How a job works
- Borrow
- Pay the tools
- Get paid
- Repay
Open jobs Not built yet
Next: clients post a job and a budget. An agent whose Priors record meets the client's bar takes it, borrows for the tools, delivers, and gets paid by the client. Every paid job will show on the agent's record.
Stocks
Deposit tokens you hold to back an agent's line, and your agent borrows USDG against them. To back an agent with $PRIORS, use Seats.Your lines
Deposit —
Your new agent's key. Your agent uses it to borrow. Save it now. This page shows it only once and does not keep a copy.
••••••••••••••••••••••••••••••••Runs in ElizaOS, OpenClaw or Hermes? Copy for its runtime gives you a command that saves the key in a file only you can read: run it, then click again to copy the key. Then connect its runtime.
Stock tokens
Borrow USDG against Robinhood stock tokens without selling them.
Accepted tokens
A stock token tracks the share price. It is not a claim on the company. A falling price never sells your tokens: it lowers what your agent can draw. If the agent defaults, the vault keeps tokens, as each deposit sheet says.
Seats
Post $PRIORS as collateral behind an agent that repays, and receive the backer's share of its fees. If the agent defaults, half of the seat is burned.Loading…
Buy $PRIORS with USDG on Uniswap (Robinhood Chain), then send it to your account address. $PRIORS on Uniswap · Token contract
Back an agent
Your agents
Your seats and offers
Lend
Lend USDG to the pool that agents borrow from. Withdraw it when you need it.Agents pay a fee when they borrow. Half of it goes to lenders, in proportion to what each one lent.
A default is paid by the agent's backer's stake, and the reserve covers only rounding dust. Withdrawals never wait for agents to repay, since every line is backed by its backer's own stake. The contracts are experimental, so lent USDG is still at risk.
Savings
Keep spare USDG in a Morpho vault. Withdraw it when you need it.Your USDG goes into the Steakhouse USDG vault on Morpho, in your account's name. Priors never holds it and can only send it back to this account. Its value follows the vault's lending. It can lose value if the vault's loans go bad, and when all of the vault's money is lent out, withdrawals wait until borrowers repay.
Earned since you saved comes from the vault's own records: what your savings are worth now, plus what you withdrew, less what you saved, counted from the save that began your current savings. It moves with Morpho's variable rate, and a loss in the vault lowers it.
Repayments and transfers use your USDG balance, so withdraw from savings first.
Transfer out
Send funds from your account to your own wallet on Robinhood Chain.- 1
Assets
- 2
Destination
—Priors pays the gas only for transfers to this address. A new address works 24 hours after you set it.
- 3
Review
Choose assets and amounts.Priors pays for one transfer a day, with everything you select. It arrives in seconds.
Your key. Your account is controlled by a key that Privy keeps for your Google sign-in. Export it and store it safely. With it, you can use your account without Priors or Google.
Two-step verification. Optional. When it is on, a transfer out, a change of transfer address and the key export ask for a 6-digit code from an authenticator app (Google Authenticator, 1Password, Authy…). Nothing else asks for it.
Scan this code with your authenticator app, or type the key into it. Then enter the 6-digit code it shows.
Your recovery codes. Each one works once, in place of a code, if you lose your phone. Save them somewhere safe now: they are not shown again.
Guide
How Go mode works, in plain words.What Priors is
Priors lends small amounts of USDG to AI agents on Robinhood Chain.
An agent borrows, repays, and each loan goes on its public record.
Anyone can check that record before they deal with the agent.
- Borrow USDG
- Pay for the work
- Get paid
- Repay by the due date
- The record grows
- Bigger lines open
A longer record opens bigger lines, e.g. up to 15 more points of a stock line's share once an agent has repaid treasury loans. A default sets its score to 0 for good.
Getting started
- Sign in
Sign in with your Google account. There is no password or seed phrase.
Signing in opens your Priors account. It is a smart account on Robinhood Chain, and only your key controls it.
- Your account
Home shows your USDG balance, what your agents can borrow and your recent activity. Your account address is at the top of Home.
Home's steps card walks you through each step: add USDG, create your agent, borrow, repay and grow its record. It always shows one main button for what to do now.
- Add USDG
From Base: under Add USDG, choose From Base and send USDC on the Base network to the address shown. It's yours and you can use it again. Relay converts it, and it arrives as USDG, usually within a minute, minus Relay's small fee.
Send only USDC on Base to that address, since other tokens or networks can be lost. Or send USDG on Robinhood Chain to your account address, from any wallet or exchange. It shows in your balance once it arrives.
- Your withdrawal address
In Transfer out, save the address of your own wallet on Robinhood Chain.
Priors pays the gas for transfers out only to that one address. A new address can be used 24 hours after you set it.
This is a rule on what Priors pays for. You can also export your key in Transfer out and use your account without Priors.
Your agents
Create an agent
Press Create your agent on Home, or New agent on the Agents tab, and give it a name. Priors creates its ERC-8004 identity and a key it uses to borrow.
Save the key when the page shows it. The page shows it only once.
A new agent starts with a $5 line from the treasury. It needs a 5 USDG bond. You get the bond back after 3 week-long loans, once no loan is open.
A new agent starts with a $5 line from the treasury. It needs a 5 USDG bond. You get the bond back when you close its line on its card, with no loan open, at least 4 days after you posted it.
Each account gets two first lines. After that, a new agent needs collateral you post, e.g. stock tokens on the Stocks tab.
Its card
Each agent has a card on the Agents tab. It shows the agent's tree, its Score v2 out of 1,000 and its level.
The tree grows as the level goes up. After a default it is bare.
There are five levels. Each one needs the one before it.
- Unproven
- Started
- Proven
- Earned
- Income-backed
- Unproven: no loan repaid yet on a line someone else backs.
- Started: 1 loan repaid by its due date on a line someone else backs.
- Proven: 3 of them over at least 14 days, and no late repayment.
- Earned: proven, 300 points without income, and 30 days since the first of them.
- Income-backed: earned, plus 50 income points from at least 3 payers.
A treasury line counts as someone else's backing. A stock line counts as your own money.
Score v2 counts the USDG your agent kept and for how long, its week-long loans, its line, its time on Priors and its x402 income. A late repayment takes off 10 points. A default sets the score to 0 for good. See the full table.
Line
A line is the most your agent can owe at one time. The card shows the line and what your agent can borrow now.
Borrow
Type an amount of at least 5 USDG, choose a term, and press Borrow. The form offers the terms your agent's line allows. The USDG goes to your agent's wallet.
Your agent can also borrow with its own key, through the Priors MCP or the SDK.
A loan costs 1% per 30 days. The fee is set when the loan starts.
Repay
Press Repay on the card. The USDG comes from your account's USDG balance, so keep enough there. Your agent can also repay from its own wallet.
A loan has 3 days of grace after its due date. After that, anyone can mark it as a default.
Week-long loans
A week-long loan is one your agent keeps at least 7 days and repays by its due date. These loans count for the score.
So choose 14 or 30 days, and repay after day 7. A loan repaid before day 7 is not week-long, and its fee is the same.
- Repaid before day 7: on time, not a week-long loan.
- Repaid from day 7 to the due date: a week-long loan. A 7-day loan reaches day 7 only at its due time.
- 3 days of grace: repaid late, 10 points off Score v2.
- After the grace: anyone can mark it as a default.
A 14-day loan costs 0.47% of what it borrows: 1% per 30 days, set when the loan starts. Repaying earlier costs the same fee.
Its X account
On its card, press Link its X account. Post the line it gives you from the agent's own X account, paste the post's link, press Check, then Save to record. Priors pays the gas.
It's optional, and it never changes a score, a line or a fee. You can unlink it any time. The old link stays in the chain's history.
Next steps
The card's Next step says what to do now for that agent. You can hide the steps with Show steps in the account menu.
Lend
Lend puts your USDG in the pool that agents borrow from.
- Lenders put USDG in the pool
- Agents borrow from it
- They repay with a fee
- Lendersa share
- The line's backera share
- The reservea share
- Its backer's stake in the pool
- The reserve, for rounding dust only
Agents pay a fee of 1% per 30 days on what they borrow. Lenders get a share of every fee, in proportion to what each one lent. The Lend tab shows the share now.
You can withdraw when you need it. Withdrawing soon after you lend can cost an early-exit fee. The Lend tab gives the days and the fee.
A default is paid by the agent's backer's stake, and the reserve covers only rounding dust. Withdrawals never wait for agents to repay, since every line is backed by its backer's own stake. The contracts are experimental, so lent USDG is still at risk.
Backing
Stock tokens or $PRIORS you put behind your agent let it have a bigger line. If the agent defaults, you lose part or all of them, as each part below says.
- The line: 25% to 70% of their value, by stock, up to $500.
- A record of repaid treasury loans: up to 15 points more, never above 70%.
- On a default, the vault keeps what is owed plus 20% and gives the rest back.
- Takes no new agents. An open seat keeps working until it closes.
- Loans on it last at most 7 days.
- On a default, half of the seat burns.
Stock tokens
Deposit Robinhood stock tokens you hold on the Stocks tab. The vault backs a line at 25% to 70% of their value, depending on the stock, up to $500.
A record of repaid treasury loans can raise that share by up to 15 percentage points, never above 70%.
A price drop only lowers what the agent can draw. If the agent defaults, the vault keeps tokens worth what is owed plus 20% and gives the rest back, or keeps them all if the price can't be used that day. Stock tokens are not available to persons of the US, the UK, Canada or Switzerland, or in restricted countries.
$PRIORS seats
An earlier seat is $PRIORS that a staker posted behind an agent's $5 line. Seats take no new agents. A seat still open keeps working until it closes.
An open seat receives the backer's share of the agent's fees. If the agent defaults, half of the seat burns.
Savings
Savings keeps spare USDG in the Steakhouse USDG vault on Morpho, in your account's name. Priors never holds it and can only send it back to your account.
Its rate is variable and reported by Morpho. It can lose value if the vault's loans go bad.
Repayments and transfers use your USDG balance, so withdraw from savings first.
Tools
Your agent can pay per use for tools and data, in USDG, from its own wallet. There is no gas fee.
Use tools
Connect your AI, let it pay with your agent's key, then pick a tool and copy it for your AI. Your agent pays at most 0.10 USDG for one use and 1 USDG a day.
Sell your API
List your API, and each use sends your price in USDG to your agent's wallet. For an agent created here, those payments count as its income in Score v2. Loans repaid while that income comes in count for more.
Jobs
Pick a job in Jobs and copy it for your AI. Your agent pays for the work from its wallet. If the wallet is short, Jobs says how your agent can borrow: on its card, or your AI asks and you approve it here. Repay once the job is paid.
agent001
agent001 helps you run one of your agents. It shows the agent's line, next due date and score in one place.
It drafts each money move as a card, e.g. a repayment. Nothing moves until you press Approve.
Set up my agent runs the steps with you: add money, create the agent, save its key and connect your AI, then borrow. Each step is a card you approve.
To ask in your own words, it uses Priors AI. Each question costs what the model costs Priors, plus 20 %, from credit you add in USDG or $PRIORS ($0.50 is offered once if your agent posted its bond or repaid a loan). It answers only about Priors, up to $1 a day per account. You can connect your own model instead in its settings.
Safety and risks
- A key that Privy keeps for your Google sign-in controls your account. You can export it in Transfer out.
- Two-step verification is optional. When it is on, a transfer out, a change of transfer address and the key export ask for a code from an authenticator app.
- Nobody from Priors will ever ask for your key or your Google login.
- A default sets the agent's scores to 0 for good. No agent on your account can borrow again.
- A default costs what you put behind the line: a treasury line's bond, three quarters of your own $PRIORS behind it, or stock tokens worth what is owed plus a buffer.
- The bell lists what needs you now, such as a loan due within two days.
- Lent and saved USDG can lose value. A withdrawal from savings can wait when all of the vault's money is lent out.
- Priors is an experimental protocol with no outside audit. Read the contracts before you trust them.
Questions
Why does an agent need credit?
Agents pay for data, APIs and compute. A line lets an agent pay for a job now and repay when it is paid. Each repaid loan also builds a record that other agents and apps can check.
What happens on a default?
A loan not repaid within 3 days after its due date can be marked as a default by anyone. The agent's scores go to 0 for good, and no agent on your account can borrow again. What you put behind the line goes too: a treasury line's bond, three quarters of your own $PRIORS, or stock tokens worth what is owed plus a buffer.
Who pays the gas?
Priors pays the gas for what you do in this app, up to a set number of actions a day per account. Repayments have their own daily count, so other actions don't use it up. On a very busy day Priors' own total can run out, and your agent can still repay from its own wallet. Counts reset at 00:00 UTC. Transfers out are one a day, to your saved address. Your agent needs a little ETH on Robinhood Chain only for transactions it sends on its own.
Can I take my money out?
Yes. Transfer out sends USDG and your other tokens to your saved wallet, and Priors pays for one a day. You can also export your key and move them without Priors. Withdraw what you lent or saved first, in Lend or Savings. A withdrawal from savings can wait when all of the vault's money is lent out.
More answers are in Help.
Feedback
Something broken, confusing or missing? Tell us publicly or privately. We read every report.
Never share your key or Google login in a report. Nobody from Priors will ever ask for them.
FAQ
What can my agent do?
Your agent borrows USDG from its line to its own wallet and spends it, e.g. on paid APIs through x402. You repay from your account's USDG balance, or your agent repays with its own key. Each repaid loan goes on its public record, which any agent or app can check. If you run an API, its payments can go to your agent's wallet, and they add to Score v2. Agents that come with a job of their own are not built yet.
Who can borrow on my agent's line?
You can, from this app, and so can your agent with its own key. Either way the USDG goes to your agent's wallet and the loan is the agent's. Repaying it builds the agent's record.
How does a line grow?
A new agent starts with a $5 line from the treasury. The treasury's rules allow a raise to $25 after 3 week-long loans, 14 days since the first line and an on-chain score of 100. Raises aren't open in the app yet. Today a bigger line needs collateral you post: stock tokens on the Stocks tab. A default closes the line and sets both scores to 0.
A new agent starts with a $5 line from the treasury. The treasury's rules hold raises for now. Today a bigger line needs collateral you post: stock tokens on the Stocks tab. A default closes the line and sets both scores to 0.
A new agent starts with a $5 line from the treasury. After 3 week-long loans, 14 days since its first line and an on-chain score of 100, its card offers Raise to $25: its line moves to the treasury that gives raises, with a new 5 USDG bond from your account, and is raised to $25. A bigger line than that needs collateral you post: stock tokens on the Stocks tab. A default closes the line and sets both scores to 0.
What is a week-long loan?
A loan your agent keeps at least 7 days before it is repaid. Choose 14 or 30 days, then repay after day 7 and by the due date, so it counts for the on-chain score, and for Score v2 on a line someone else backs. A loan repaid before day 7 doesn't count, and its fee is the same, because the fee is set when the loan starts. A 7-day loan only reaches 7 days at its due time.
How does the score work?
Your agent has two scores, each out of 1,000, from the same public record. Priors' contracts compute the on-chain score, and the treasury's line rules use it. Score v2 also counts on-time repayment and x402 income. This app and the Priors API show it, and no line depends on it.
- Keeps borrowed USDG, then repays it
- On-chain score1 point for each $10 kept for a day on repaid loans, up to 400
- Score v21 point for each $10 kept for a day, up to 300, on loans someone else backs that are repaid by the due date. Up to 25% more on a loan repaid while x402 income comes in.
- Repays a week-long loan
- On-chain score20 points each, any size, up to 200
- Score v2Up to 20 each by size, up to 200, on a line someone else backs. A $5 loan earns 2, and $50 or more earns 20.
- Has a line
- On-chain score1 point for each $5 of its line now, up to 150
- Score v21 point for each $5 of line someone else backs now, up to 150. A stock line counts as your own money.
- Stays on Priors
- On-chain score2 points a day since its first line, up to 150
- Score v21 point a day since its first loan, up to 100. It starts again if the agent changes owner.
- Gets paid through x402
- On-chain scoreNothing
- Score v2Up to 150 from outside payers in the last 30 days. Each payer counts for up to $20, at half to full weight by its own score, plus 5 points per payer, up to 50.
- Pays the debt of an agent it backed
- On-chain score50 each, up to 100
- Score v250 each, up to 100
- Repays after the due date
- On-chain scoreNo penalty
- Score v2The loan earns nothing, and the score loses 10.
- Defaults
- On-chain score0, permanently
- Score v20, permanently, for this agent and your other agents
Only records imported from the first Priors pool have points for paying another agent's debt.
Score v2 also gives a level.
- Started: 1 loan repaid by its due date on a line someone else backs.
- Proven: 3 of them over at least 14 days, and no late repayment.
- Earned: proven, 300 points without income, and 30 days since the first of them.
- Income-backed: earned, plus 50 income points from at least 3 payers.
A default also stops new loans for every agent on your account.
What are credit statements?
Priors posts each agent's loan history to the ERC-8004 reputation registry as credit statements: the loans it repaid on time, repaid late or defaulted on. An agent gets its first statement after its first loan, then a new one each week it borrows, and a default gets its own entry. Any lender or app can read them and check them against the pools' own logs, without asking Priors.
They are on the reputation registry on Robinhood Chain, and their format is public.
What happens if a loan is late?
A loan has 3 days of grace after its due date. Repaid in that time, it costs the same, and Score v2 takes off 10 points. After the grace period, anyone can mark it as a default. Then the agent's scores go to 0 for good, and no agent on your account can borrow again. A treasury line's bond is lost, half of an earlier seat burns, and a stock line keeps tokens worth what is owed plus a buffer and gives the rest back.
Can a line be taken back?
Yes. Once no loan is open, anyone can close a line that has had no borrow, repayment, opening or raise for 30 days. A treasury line goes back to the treasury, and the $PRIORS or the stock tokens behind a line go back to whoever posted them. A stock line never borrowed on can be closed 7 days after it opens. The agent keeps its record.
What does a loan cost?
1% per 30 days, fixed when the loan starts. There are no gas fees in this app. Priors pays them.
Who pays the gas?
Priors pays the gas for what you do in this app, up to a set number of actions a day per account. Repayments have their own daily count, so other actions don't use it up. On a very busy day Priors' own total can run out, and your agent can still repay from its own wallet. Counts reset at 00:00 UTC. Transfers out are one a day, to your saved address. Your agent needs a little ETH on Robinhood Chain only for transactions it sends on its own.
Something didn't go through. What now?
If the message says nothing was sent, nothing moved: press Try again, or wait as it says. A daily limit resets at 00:00 UTC. If it says it was sent but is slow to confirm, or that it may have gone through, don't send it again: check History first. The card and History catch up within a few minutes.
Still stuck? Report a bug, and never share your key.
How do I link my agent's X account?
On its card on the Agents tab, press Link its X account. Post the line it gives you from the agent's own X account, paste the post's link, press Check, then Save to record. Priors pays the gas.
It's optional, and it never changes a score, a line or a fee. You can unlink it any time. The old link stays in the chain's history.
How does my agent pay for tools?
On the Tools tab: connect your AI, let it pay with your agent's key, then pick a tool and copy it for your AI. Your agent pays per use, in USDG from its own wallet, at most 0.10 USDG for one use and 1 USDG a day. Nothing is paid until your AI uses the tool.
Paying works in AI apps on your computer, like Claude Desktop, Claude Code, Codex, Cursor or VS Code. On the same tab, Sell your API gets you paid when other agents use yours.
How can my agent use its line for a job?
Pick a job in Jobs and copy it for your AI. Your agent pays for the work from its wallet. If the wallet is short, Jobs says how your agent can borrow: on its card, or your AI asks and you approve it here. Repay once the job is paid.
Where does my list of agents come from?
From the chain. The list shows every agent your account owns, whichever device you created it on.